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How to Ensure Proper Sexual Misconduct & Molestation Coverage
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"How to Ensure Proper Sexual Misconduct & Molestation Coverage"
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Take steps now to make sure your clients’ liability insurance doesn’t exclude coverage of crucial sexual misconduct and molestation risks.

Even though companies and organizations are required to carry limits of sexual misconduct and molestation liability (SMML) insurance, most traditional liability insurance policies specifically exclude these exposures. This can leave your clients exposed and you must take steps now to ensure they are not vulnerable.

Download this fact sheet to learn how SMML can help transportation companies, universities, and municipalities address risks that are often left unprotected.

Proper liability insurance should include coverage for:

  • Defense costs, damages, judgements, and settlements
  • Allegations of negligence, in addition to actual or alleged acts
  • Physical abuse (available by endorsement)
  • Employees, including volunteers, part time, seasonal, or temporary

Do not let your clients wait until after an issue arises to plan for a crisis. Act now to get them appropriate coverage.


Offered Free by: NAS Insurance Services
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